Patelco Credit Union is a not-for-profit credit union committed to serving the financial health and well-being of its membership. With more than $9 billion in assets, Patelco empowers its 500, 000 members with personalized solutions, financial advisors, expertise, and financial products like free checking and savings accounts with better rates and fewer fees. Patelco has received numerous multi-year awards for excellence from leading consumer and business organizations, including Newsweek’s America's Best Regional Banks and Credit Unions and Bankrate’s Best Credit Unions, and was named a Best-In-State Credit Union in 2025 by Forbes. Founded in 1936, we are proud to serve communities across Northern California with a branch or atm near you.
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Whether you’re looking to save with simple, truly Free Checking or get more for your money with one of our Interest Checking accounts, Patelco has the right banking option for you. Plus, our members enjoy all the advantages of banking with a “big” bank, like access to 28,000+ ATMs, Online and Mobile Banking, BillPay, and more – Without the hidden fees and high balance requirements.
Saving for a vacation? Retirement? Preparing for the unexpected? As a credit union, we're focused on you and your needs, which is why Patelco offers a range of account options, each designed with rates, terms, and added benefits to help you save for the things you need and the life you want. The account snapshots below will show you how.
With our automated Direct Deposit, Payroll Disbursement, and Money Transfer services, we make it easy for you to send and receive money from your checking and savings accounts, to credit card accounts as payments, and even to friends and family around the globe – Prefer your checkbook? You can order checks online right from your computer. Also, get mobile with our iPhone app, or any other web-enabled mobile device.
Think convenience can only be found at big banks? Think again! Patelco's Online and Mobile Banking tools, money transfer services, and more put you in the driver's seat when it comes to managing your accounts.
